Accurate Canadian math — semi-annual compounding, the 2026 stress test, CMHC premium tiers, and Alberta's actual registry fees. No sign-up, no email wall.
✓ All calculators updated July 17, 2026Your exact payment at any rate, term and amortization — monthly, biweekly or accelerated — plus interest over the term and the balance you'll renew.
Calculate my payment →Maximum purchase price under 2026 rules: stress test (rate + 2% or 5.25%), GDS/TDS limits, CMHC premiums, and the 30-year first-time buyer amortization.
Check my budget →Compare your bank's renewal letter against a competitive rate — monthly savings, interest saved over the term, and your equity advantage at next renewal.
Check my renewal →Alberta has no land transfer tax. See your true closing-day costs — registry fees, legal, title insurance — and the thousands you save vs. Ontario and BC.
Estimate my costs →Get matched free with a licensed Alberta mortgage broker who shops 30+ lenders for your actual best rate. 60 seconds, no credit check.
Start my free match →